Making a Home Management Binder can be fun and will help keep you on track. Today I am dedicating it to Bill Payment and Bill Storage. You don't need and actual Binder you can use a folder and a sheet of paper if that is all you have.
There are many forms you can use. The first is called a
Freedom Account Spreadsheet. (editable link to print)
Each month you would fill out this form and budget out your check. You will have a planned amount, amount spent, and the difference.
eg...Your electric this month you budget out $60 so that goes in the planned amount. You open the bill and it is actually $52 so that would go in the spent. And the difference would be -$8.00.
You will continue to do this each and every month.
Freedom Account Spreadsheet
Description
|
Planned Amount
|
Spent Amount
|
Difference
|
Rent
|
$
|
$
|
$
|
Electric
|
$
|
$
|
$
|
Gas
|
$
|
$
|
$
|
Water
|
$
|
$
|
$
|
Home/ Renters
Insurance
|
$
|
$
|
$
|
Car Note
|
$
|
$
|
$
|
Fuel
|
$
|
$
|
$
|
Car Insurance
|
$
|
$
|
$
|
Car Repairs
|
$
|
$
|
$
|
$
|
$
|
$
| |
$
|
$
|
$
| |
$
|
$
|
$
| |
$
|
$
|
$
| |
$
|
$
|
$
| |
$
|
$
|
$
| |
$
|
$
|
$
| |
$
|
$
|
$
| |
$
|
$
|
$
| |
$
|
$
|
$
|
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